Investors obsess over acquisition, but let’s talk about the real flex—refinancing. Done right, it’s like giving your portfolio a blood transfusion: fresh capital, better terms, and way more options.
When to Refi Like a Pro:
- Your property’s value has gone up (hello, equity).
- You’re stuck in a high-interest short-term loan.
- You want to cash out and roll into your next deal.
- You’re ready to switch from hard money to long-term DSCR.
Refi Types We Diagnose & Fund:
- Cash-Out Refi: Tap your equity without selling.
- Rate & Term Refi: Lower your rate, extend your term, or both.
- DSCR Refi: Keep your rental under control without tax returns.
- Portfolio Refi: Wrap multiple properties into one streamlined loan.
Investor Insight:
Refinancing isn’t just about better rates. It’s about unlocking trapped capital and resetting your strategy without selling assets. It’s chess, not checkers.